Chronic conditions refer to health disorders that last for several years or even throughout an individual’s life. In several cases, curing a chronic condition is delayed, or at the most, impossible. For this reason, treatment mainly relies on preventing such disorders and their symptoms.
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Due to their long-lasting nature, managing chronic illnesses can often take a toll on your financial state. Nevertheless, health card benefits can be of the much-needed help, and assist one in meeting financial requirements in such cases, significantly reducing one’s burden. Nevertheless, before learning more about these cards and their features, one must understand the nature of common chronic illnesses in the country.
Top 5 chronic diseases in India and ways to deal with them
While the following are the most common chronic illnesses plaguing Indians, they are, by no means, the only ones. Several other such conditions are rampant in the country as well.
- Breast cancer
The prevalence of breast cancer cases in India is such that the national mortality rate from this chronic disease is 1.7 times that of the maternal mortality rate. Treatment depends largely on how far this cancer has progressed in an individual’s body. Doctors may conduct several tests to determine the stage and severity of cancer before beginning treatment.
Chemotherapy, radiation therapy and surgeries are all acceptable treatment procedures for breast cancer based on the stage of advancement. However, regardless of the chosen therapy, treating breast cancer can be expensive. Health card benefits like deferring immediate medical expenses can ensure affordability in such events.
As per data, nearly 73 million Indian adults are diabetic. In most cases, diabetes results from an unhealthy and sedentary lifestyle. Improper diet is another prime reason for the prevalence of diabetes in the country. Individuals diagnosed with the illness need to remain on medication for the lifetime to keep the chronic condition in check. Nevertheless, positive lifestyle changes, such as routine exercises and other physical activities, along with a balanced diet, can ease management of the chronic illness.
- Heart disease
Around 9.7% of the urban population in India suffers from cardiac condition of some kind or another, as opposed to just 2.7% in rural regions. As with diabetes, cardiac diseases also stem from a lack of sufficient exercise and an unhealthy diet.
Overindulgence of unhealthy food carrying LDL or bad cholesterol can also clog arteries carrying blood to the heart, leading to such complications. The best way to deal with such issues is to adopt a healthy lifestyle. Engaging in sufficient cardio exercises can greatly improve the prognosis of a cardiac complication.
In severe instances, doctors may recommend patients to undergo surgical corrective procedures. The Bajaj Finserv Digital Health EMI Network Card can help afford these invasive procedures when physicians prescribe the same. Health card benefits, such as medical bill conversion into EMIs, can greatly reduce the financial burden arising from the treatment.
- PolyCystic Ovary Disorder (PCOD)
PCOD or PCOS is a severe chronic ailment affecting one out of every five Indian women. The condition primarily arises from hormonal imbalance in a woman’s body, whereby one should avail treatment for the same immediately. Neglecting treatment can cause diabetes, heart disease, uterine cancer and infertility, among other complications.
- High blood pressure
Also known as hypertension, high blood pressure is an extremely common chronic illness. In fact, almost 20% of young adults in India suffer from it. Sustained high blood pressure can lead to a plethora of health issues, of which cardiac disease is but one. While lifestyle changes can keep the blood pressure in check, medication is the preferred route to manage this condition.
Evidently, managing and treating such conditions requires significant financial backing. Individuals can thus look for financing tools like heath cards to ease any healthcare funding strain. They can thus utilise the health card benefits to finance treatment for such disorders.
Why do you need health cards?
Bajaj Finserv Digital Health EMI Network Card owners can avail the following features and facilities –
- A vast network of hospitals and outlets for cashless treatments
Cardholders can visit one of the 5500+ network outlets in India to avail more than 800 cashless treatments and procedures. At these places located in over 1,000 cities, you can provide the necessary card details for instant payment at the hospital and walk out without having to pay any money from your pocket. All you have to do is check the health card hospital list and pick outlets, which are located in your vicinity.
- EMI conversion of bills
With a health card, users can convert their medical liabilities into equated monthly instalments payable over a tenure of up to 24 months. This facility ensures affordability for all treatment procedures, even chemotherapy and costly surgeries.
With coverage for all family members and immediate accessibility via a one-time payment of Rs.707, it is one of the handiest financing alternatives. Once availed, you can glance through the health card hospital list to locate a nearby network facility for treatment and/or consultation.
Regardless of the kind of chronic illness one suffers from, owning a health card can prove typically beneficial. Such cards can significantly reduce immediate financial liabilities, ensuring effective management of the condition, as well as your finances. Apply for a health card and start utilising its benefits from the day of approval.